What is iScritinize?

iScrutinize is a specialized investor monitoring solution that provides corroborative examination and  introspection of your personal investment.  iScrutinize validates the objectives, management, investment, reporting, and disbursements and remittance of the investment or fund.

 Why iScrutinize?

Monitoring against Ponzi schemes should best be undertaken by well-informed individual investors, because history shows that most schemes only after substantial harm against investors is perpetrated. Today investment protection and oversight is increasingly important as financial fraud become more sophisticated. iScrutinize comprehensive solution can easily detect and identify area of concern in your investment, fund, advisor or firm.

The Benefits of iScrutinize

  1. Peace of mind, Security, and Trust Validation

  2. Investment/Fund is Verified

  3. Five area checklist of authentication

  4. Notification report of concerns within 72 hours

  5. Understanding and Knowledge of your investment

  6. Assistance in recovery and return of funds

 Our Approach

Knowing Ponzi schemes and other financial frauds is appropriate to reflect on a criminological understanding of fraud. Applying routine activities theory, crime occurs as a function of the presence of a motivated offender, the availability of suitable targets and a lack of capable guardians. Fraud is motivated by a combination of an individual’s personality and situational factors. Fraud occurs when an opportunity for fraudulent activity exists and the perceived likelihood of detection is low. It has been argued that the world of finance is one that vulnerable and attractive in terms of fraudulent behavior.

Attractiveness of Fraud

Organizations within the financial services industry are attractive for two key reasons. First, fraud perpetrated in such a context may involve significant financial rewards dependent on the size of the financial asset pool managed by the organization. Second, individuals within the organization, particularly senior management and chief executive officers (CEOs), can take the opportunities, as a function, of their legitimate control over the organizational financial asset pool to perpetuate fraud and protect themselves from detection.

Firms within the financial services industry, by their nature, constitute a high-risk context where significant opportunities for fraud exist. Major financial fraud is able to be committed by those who hold organizational positions that facilitate the fraud within a context of legitimacy: as often quoted, ‘the best way to rob a bank is to own one.

Informed & Educated Investors

Ponzi perpetrators will probably always exist, but their success depends on finding individuals willing to invest in their schemes. The more informed and educated investors and financial advisers become, the less likely they will become victims of financial fraud.If investors do not question or follow their fund managers closely, they are potentially facilitating a fraudulent Ponzi perpetrator.

It is up to investors to do their due diligence when making any kind of investment decision, especially when a high-profile investment adviser is promoting securities not registered or listed on normal exchanges or for which limited public information is available.

Independent Oversight

iScrutinize is provides independent oversight. The primary benefits of this solution are focused on, validation, transparency, peace of mind, comfort, and knowledge, that your fund or investment is executed according to its planned utilizations and prospective objectives.

Absolutely, nothing in the iScrutinize service solution, warrants, obligates, subjects, suggest, imply, or propose that an investor should change, hire, terminate, or abandon, any existing relationship, investment accounts or fund, trading programs, holdings, or investment strategy, with your financial institution, broker, dealer, investment advisor or firm.

How we Identify Ponzi Schemes

1. High investment returns with little or no risk:

Usually there is a positive relationship between risk and return and schemes that promise high returns with low risk need to be looked at suspiciously.

2. Overly consistent returns:

Investment returns usually follow the business cycle. Returns are up when the economy is booming, and down in a recession. Investments that promise to pay the same return irrespective of business cycles are often a key feature of Ponzi schemes.

3. Unregistered investments:

Investments that are not registered with either the SEC or state regulators should be questioned.

4. Unlicensed sellers:

Federal and state securities laws require investment professionals and their firms to be licensed or registered. Most Ponzi schemes firms and professionals are not licensed or registered.

5. Secretive and/or complex strategies:

Ponzi schemes usually do not publish detailed information about their investments. They are referred to as “blind pools” wherein investors do not know exactly how their money is invested.

6. Issues with paperwork:

Ponzi schemes usually do not send regular performance statements or reports on clients’ investments, and instead are more likely to be inconsistent and error-prone in correspondences.

7. Difficulty receiving payments:

Ponzi perpetrators usually encourage investors to roll over their high returns and increase their investment holdings. Investors attempting to cash out their investments are more likely to face difficulties obtaining cash back. Ponzi perpetrators will encourage investors who want to cash out their investment to do so gradually or not at all.